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GeraGuard · Fraud

Advance fee fraud

Advance fee fraud is when you are asked to pay an upfront fee — a tax, release charge, processing fee or deposit — to unlock a larger promised benefit such as a prize, inheritance, loan or job that never materialises.

Quick answer

The ONS Crime Survey for England and Wales estimated 381,000 incidents of advance fee fraud in year ending March 2025 — about 7.9% of all fraud and computer-misuse incidents that year.

381,000

Estimated incidents · Fraud · year ending March 2025

How to protect yourself

  • A legitimate prize, inheritance, loan or job never requires you to pay money first.
  • Be suspicious of unexpected wins or windfalls, especially from people or organisations you did not contact.
  • Never send money or gift cards to release a promised sum.
  • Verify any company independently via Companies House or its official website before paying anything.

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Frequently asked questions

How common is advance fee fraud in the UK?

The ONS Crime Survey for England and Wales estimated about 381,000 incidents of advance fee fraud in year ending March 2025 — around 7.9% of all fraud and computer-misuse incidents measured that year.

What is advance fee fraud?

Advance fee fraud is when you are asked to pay an upfront fee — a tax, release charge, processing fee or deposit — to unlock a larger promised benefit such as a prize, inheritance, loan or job that never materialises.

Where does this figure come from?

Office for National Statistics (ONS) — Crime Survey for England and Wales (CSEW), fraud and computer misuse. fraudandcomputermisuseappendixtablesyemarch25final.xlsx (Tables 1 and 2), reference period April 2024 to March 2025, published under the Open Government Licence v3.0 (OGL v3). Retrieved 2026-06-27.

Other offence types

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Source: Office for National Statistics (ONS) — Crime Survey for England and Wales (CSEW), fraud and computer misuse. fraudandcomputermisuseappendixtablesyemarch25final.xlsx (Tables 1 and 2), reference period April 2024 to March 2025.

Licence: Open Government Licence v3.0 (OGL v3) © Crown copyright. Data retrieved: .